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Health Insurance: Common Ground Healthcare Cooperative
Health care costs are skyrocketing, forcing many of us to make painful choices. With for-profit healthcare providers in control, the costs of health care in Southeastern Wisconsin have risen 113% over the past nine years. For many people, this makes insurance unaffordable. For business owners, it sometimes means having to reduce or even eliminate benefits.
We have a solution: the formation of our own health insurance company: The Common Ground Healthcare Cooperative (CGHC).
Targeting small businesses, non-profits and individuals in the seven counties of Southeastern Wisconsin, the non-profit, member governed cooperative will launch January 1, 2014. The cooperative is funded with a $56 million loan from the federal government through the Affordable Care Act.
Non-profit means any surplus will be invested back into the company for the benefit of its members, helping keep premium costs lower. The organization focuses on working with doctors, hospitals, agents and members so that the best healthcare can be provided at a reasonable rate. A member elected board of directors will give participants a say in how the cooperative operates and – by keeping the books transparent – each individual will know exactly what their premium is used for.
Together the CGHC and Common Ground have initiated the process of enrolling 25,000 to 50,000 between 2012 and 2017.
Read the latest news on Common Ground Healthcare HERE.
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